IconGlobal Ltd: Confidence in every payment with a Partner you can trust

Nikos Liasidis, Chief Risk Officer

IconGlobal is preparing to launch a range of financial services for individuals and businesses, combining modern payment solutions with a personal approach.

As payments become faster and financial needs evolve, individuals are looking for convenient ways to manage their money, while businesses require practical solutions to support their daily operations. Professional advisers, also seek reliable payment service providers they can confidently recommend to their clients.

Based in Cyprus, IconGlobal Ltd is an Electronic Money Institution (EMI) licensed by the Central Bank of Cyprus. Our approach focuses on making financial services more accessible and straightforward, while maintaining high standards of regulatory compliance, responsible governance and customer care.

Services Designed Around Your Needs

Our planned services include:

• Personal and Business Accounts: Accounts designed to support everyday payments and business transactions.
• Debit Cards: Cards linked to IconGlobal accounts for everyday spending.
• SEPA Credit Transfers (SCT): Standard euro payments within the Single Euro Payments Area, supporting both personal and business transactions.
• SEPA Instant Credit Transfers (SCT Inst): Euro payments designed to make funds available within seconds.
• Euro Payments via T2: Euro payments processed through the Eurosystem’s real-time gross settlement system, subject to applicable operating hours, cut-off times and service conditions.
• International Payments: Cross-border payment services designed to support personal and business needs.
• POS Terminals for Businesses: Point-of-sale solutions offered in cooperation with a licensed acquiring partner, enabling businesses to accept card payments in-store.

Why Choose IconGlobal?

At IconGlobal, efficiency goes hand in hand with security and responsible risk management. Our approach prioritises structured onboarding, clear documentation requirements and appropriate customer verification procedures. The safeguarding of customer funds, regulatory compliance and ongoing operational oversight are fundamental to the way we develop and deliver our services.

With a strong understanding of the local market and the needs of modern businesses, IconGlobal places people at the centre of its approach. Through transparent processes, responsive communication and personalised support, we aim to build lasting customer relationships and make financial services easier to navigate.

Risk management and responsible governance

As financial services continue to evolve, effective risk management and regulatory compliance remain essential. Faster payment methods, including SEPA Instant Credit Transfers, create new opportunities for convenience and efficiency while increasing the importance of effective controls.

At IconGlobal, fraud prevention, sanctions compliance and transaction monitoring are incorporated into the design of our services, with controls reflecting customer profiles, transaction characteristics and associated risks.

Our risk management framework addresses key areas, including financial crime and regulatory compliance, operational and ICT risk, safeguarding, third-party and outsourcing risk, as well as relevant financial risks such as liquidity, counterparty and credit risk, where applicable. Reputational risk and the fair treatment of customers are also important considerations within our governance approach.

Through defined responsibilities, independent oversight and ongoing monitoring, we aim to identify potential risks, respond effectively and maintain consistent operational standards as the business develops.

Preparing to Launch. Building for the long term.

As IconGlobal prepares to launch its services, our focus remains on developing practical financial services for individuals and businesses, supported by dependable technology, clear communication and responsible governance.

Whether customers need a personal account, payment solutions for their business or straightforward access to financial services, our objective is to offer an experience built on transparency, reliability and personal support.

Proudly based in Cyprus, IconGlobal looks forward to contributing to the country’s evolving financial services ecosystem through responsible innovation, constructive industry engagement and a long-term commitment to its customers.